On February 12, 2014 the District Court of Appeal of the State of Florida Fourth District handed down a favorable decision for the homeowner in Linda Zimmerman v. JPMorgan Chase Bank, NA. Zimmerman has continued to fight Chase Pro se in the courts even though Chase had already sold her home at foreclosure. Let us commend Zimmerman for her courage and perseverance in the face of all appearances.
Chase at the time their case was filed submitted a copy of a Washington Mutual Bank FA note. One year later Chase produced the purported original Note bearing an undated endorsement in blank.
The court ruled that JPMorgan Chase Bank NA "failed to submit any record evidence proving that it had the right to enforce the note on the date the complaint was filed." Chase must dismiss the instant lawsuit and refile.
The decision is as follows: