However, the dead-bank WASHIINGTON MUTUAL BANK, F.A. continued to make loans in that name after April 4, 2005, and is in fact listed itself as Lender/Beneficiary in a Deed of Trust in my alleged loan (officially in dispute) recorded in the Alameda County Recorder's Office in Oakland, CA on October 30, 2007, some two and one half (2 ½) years after WASHINGTON MUTUAL BANK, F.A. ceased to exist.
California Civil Code Section 1558 states: It is essential to the validity of a contract, not only that the parties should exist, but that it should be possible to identify them. In other words an entity MUST EXIST (be alive) in order to enter into a contract. I wanted to know what position the FDIC had on this issue so I filed the complaint to find out.
In summation the FDIC’s Mr. Uchino provided me with NO INFORMATION. The result of my complaint is this:
- Mr. Uchino logged into the file that I filed a complaint.
- Mr. Uchino answered none of my questions or concerns.
- The FDIC will take no further action.
- The Customer Service Log will show a record of the call.
- The log will be available to those with access to FDIC records.
- In order words -- my complaint is just so much garbage to the FDIC -- never mind that I am a taxpayer. It is truly all about the banks and their greed!